When shopping at qualifying stores, you can get special offers and Payback Rewards.
Use Mobile Check Load to expedite the deposit of any other accepted check type (either 5% of the check amount or $5, whichever is greater).Request an expedited deposit of a government check or payroll check with pre-printed signature via Mobile Check Load (either 2% of the check amount or $5, whichever is greater).Add funds at a NetSpend Reload Network location (up to $3.95 per load).Transfer money from your PayPal accountĪdditional ways to load funds will involve a fee:.Receive your paycheck via direct deposit.Ways to load funds onto your card at no cost include: However, know that not all prepaid cards charge a monthly fee, including the Bluebird by American Express, which also doesn’t require you have a PayPal account. The PayPal Prepaid Mastercard ® is designed for PayPal customers who want a card they can reload from their PayPal accounts and are willing to pay a monthly fee. And if you’re concerned about the risk of debit card fraud draining your checking account, a prepaid card may provide some distance between your daily transactions and your bank account. If you like to budget what you’ll need to spend for the week or month, a reloadable prepaid card can be a useful tool to help you stay on track. With a reloadable prepaid debit card, you load funds onto the card, then use the card for purchases just like you would a debit card. In that case, a debit or prepaid card might be a better choice, as your spending is limited to what you either have in the bank or what you load onto the card. Using a credit card is a great way to build credit history, earn rewards, and enjoy consumer protections, but it might not be the best for those who feel tempted by the buy now, pay later nature of credit to overspend.
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